Building Insurance Cover: Protect Your Home

Protect the house you call home with Building Insurance that covers your residential buildings against damage, fire, theft and severe weather.

Standard cover

The physical structure that you call home does more than provide a roof over your head. It’s an investment and an asset that can be passed down as an inheritance to your children and grandchildren.

And though its value can’t be expressed in monetary terms alone, all too often, homeowners postpone acquiring building insurance because they see it as an unnecessary expense.

Sometimes it’s only when a burst pipe or fire causes damage to the interior of a home, and the restoration and repairs result in significant financial strain that homeowners realise the significance of building insurance. By then it's too late.

We’re the purple family member reminding you of the importance of building insurance, so that should such an event occur, you’re able to pay for repairs or recoup what was lost.

What our Building Insurance covers

Water damage from leaking or overflowing geysers
Theft, fire, lightning, storms, and earthquakes
Malicious or accidental damage

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Click here for additional benefits

Additional benefits

Time is a valuable commodity and unscheduled events can throw your entire day, week or even month out of whack.

For instance, suppose you lose your house keys or the remote control for the gate. It’s a stressful situation – not only do you have to find somewhere else to stay because your home safety is compromised, but you also have to re-think your schedule and probably dip into your hard-earned savings!

Our building insurance covers you for such inconveniences that nibble away at the little time and money you have.

We’ll cover you for:

The cost of employing a security guard to protect the building after an insured event (water damage from leaking or overflowing geysers, fire, lightning, storm, earthquake, malicious or accidental damage, subsidence and landslip)
Replacing lost keys and remote-control units, or repairing damage to your locks
The loss of metered water
Accidental damage to underground public services
The costs charged by an authorised body for extinguishing a fire, to prevent or reduce loss or damage to the building
Any rental income you lose if your building is uninhabitable after a claim event, or the cost of having to find alternative accommodation

Requirements & restrictions

For a hassle-free application experience, we’ve clearly laid out all the must-know requirements and conditions. Keep in mind that coverage specifics may vary, so be sure to consult your trusted broker for full terms and conditions to get the complete picture. This will ensure you understand the ins and outs of your benefits without any surprises.

Events not covered

Loss or damage due to:

Alteration, misuse, mechanical, electrical or electronic breakdowns, failures or breakages, unless cover is specifically provided
Fluctuations in atmospheric or climate conditions, or the effects of light
Slowly operating causes such as, but not limited to, rust, mildew, moth , corrosion or decay
Vermin, insects, pests or the actions of your own domestic pets
Scorching, charring, melting, burning or smoke without flames

Contact us

For claim-related queries

Call: +264 61 422 300 / +264 61 422 600

Email: newclaims@hollardnam.com

For queries or policy changes

Call: +264 61 422 300 / +264 61 422 600

Email: info@hollardnam.com

Our operating hours

Mon - Fri: 08:00 – 16:30

Building Insurance