Funeral Plan: Comprehensive Cover for You or Loved Ones

About Purple Life Family Funeral Plan

Protect your family with coverage for up to 24 people. No medical tests are required and a Premium Payback Benefit is automatically included. Secure your family's future today!

Ready to make a smart move? Our Purple Life Family Funeral Plan supports you and your family during difficult times, offering financial security and emotional comfort. It offers:

Up to N$200,000 life cover for the main life and partner with no medical tests
Premium payback benefit on the death of the main life insured and partner
Additional cover for accidental death of main life insured and partner at no extra cost
Cover up to 24 family members on one policy

Who can be covered?

The Purple Life Family Funeral Plan caters to you, your immediate and extended family, should you or they pass away. As an all-encompassing funeral insurance policy, it includes cover for up to ten children with the maximum entry age of 21 (or 25 if they are either a student or disabled,) as well as up to four parents and up to eight extended family members.

In summary, when you take out a Purple Life Family Funeral Plan, the following members can be covered:

The main life
The life partner
10 children with a maximum entry age of 21 (or 25 if they are either a student or disabled)
Four parents
Up to eight extended family members, with a minimum entry age of 18 and maximum entry age of 75

Standard cover

Losing someone you love is never easy.

You want to give them the perfect send-off, but without a good funeral policy, the financial burden can make a challenging time even tougher. That's where the Purple Life Family Funeral Plan steps in to give you peace of mind.

We focus on easing the burden so you can celebrate your loved one, with an automatically included accidental death benefit which has no waiting period. Payment for a tombstone is available as an additional benefit. There are also monthly income benefits available to ensure the remaining family members have the means to cover their monthly expenses should the main life or partner pass away.

Let our Purple Life Family Funeral Plan tick off those boxes on your to-do list, so you and your family can focus on what's important – celebrating the life of your loved ones.

Call me back for a quote

Click here for more details about our standard Purple Life Family Funeral Plan (including waiting periods)

Main Life, Partner, and Children’s Funeral Cover:

This policy covers one Main life, one life partner, and up to five children on one monthly premium; up to five additional children can be accommodated for additional premiums.
An Accidental Death benefit with no waiting period is automatically included for the main life and partner.
An Automatic Premium Payback benefit is also included, in terms of which we will pay back the total funeral benefit premiums we have received in the event of the death of the main life and/or partner.
The Life Cover benefit automatically covers the main life and partner for N$50,000 each, but they also qualify for cover up to a total of N$200,000 Life Cover each, with no medical tests.
Our Tombstone Benefit is an optional benefit, designed to cover the cost of a tombstone for the main life and/or their partner, that pays out the selected cover amount either immediately following a valid claim or a year after the payment of the Funeral Benefit.
You have the option to include a Family Provider benefit, where we pay the monthly amount set out in the policy schedule to your beneficiaries, in the event of the death of the Main life, or partner, over a duration indicated in the policy schedule.
The maximum total amount that we will pay on this policy for Family Provider benefits is N$24 000 for an insured person.
You also have the option to include a Death Income benefit, where we will pay the main life and partner life cover benefit out in monthly instalments over the duration you select, as indicated in the policy schedule, upon the death of the relevant party.

Waiting periods for the Main Life, Partner, and Children:

To make the process of taking out a Purple Life Family Funeral Plan as simple and hassle-free as possible, we have to put waiting periods in place. These are periods during which benefits will not be paid out for certain causes of death. For the main life, partner and any children, the periods are as follows:

6 Months: Natural death (i.e. if death occurs naturally within 6 months, no benefits will be payable)
6 Months: Suicide
12 Months: Pre-existing conditions

Parental Funeral Benefit details:

Optional benefit
Maximum entry age 75
Up to 4 Parents can be covered
Total funeral cover of N$30,000 per parent

Waiting periods - Parent Funeral benefit:

9 Months: Natural death
9 Months: Suicide
12 Months: Pre-existing conditions

Extended Family Funeral benefit details:

Optional benefit
Maximum entry age 75
Up to 8 Extended Family Members
Total funeral cover of N$30,000 per extended member

Waiting periods - Extended Family Funeral benefit:

12 Months: Natural death
12 Months: Suicide
12 Months: Pre-existing conditions

Additional benefits

An Accidental Death Income Benefit and Premium Back Benefit are automatically added to your Purple Life Family Funeral Plan:

Our Accidental Death Income Benefit covers the main life and partner only. In the event that the insured person passes away in an accident during the period of insurance, we will pay N$ 1,000 per month for a period of 12 months.
Our Premium Back Benefit pays back the total Funeral benefit premiums we have received in the event of the death of the main insured person and/or partner.

Optional extras

We provide some optional extras for the main life and partner, in the belief that each additional benefit adds another level of care during trying times. These benefits are described in the sections above but are listed below so you don’t miss out:

Life Cover Benefit
Tombstone Benefit
Family Provider/ Grocery Benefit
Death Income Benefit

Exclusions

There are some instances where we may not be able to provide you with cover.

These exclusions are listed below:

Hollard Life will not pay a claim if an insured person on a policy is directly or indirectly involved in criminal activities that could have led to their death.
Hollard Life will not pay a claim for an insured person on a policy if he/she was not eligible when the benefit date started.
Hollard Life will not pay a claim for an insured person on a policy if the accident leading to a claim occurred before the benefit's start date.

How do I take out a Purple Life Family Funeral Plan?

Getting a Purple Life Family Funeral Plan is quick, easy, and affordable. With multiple branches and freelancing agents nationwide, there's no reason not to get insured today.

Don't hesitate to drop by and ask for assistance, or simply click the link and tell us your needs.

Requirements & restrictions

You can apply for Purple Life Family Funeral Plan through our freelancing Agents or at one of our branches located nationwide.

To ensure you leave with the cover you need, please have the following with you when you apply:

The main life’s proof of ID, physical address, contact details, and preferred method of communication
Full names, surnames, and correct date of birth for all insured on the policy, as well as the details of the nominated beneficiaries
Premium Payer’s proof of banking details, ID, physical address, contact details, and preferred method of communication
It is important to note that the Life Cover will cease for any child on that child’s 21st birthday, or that child’s 25th birthday if the child is either a student or disabled.

If you visit one of our branches, please have the required documentation with you.

Contact us

For claim-related queries

Call: +264 61 422 300 / +264 61 422 600

Email: claimslife@hollardnam.com

For queries or policy changes