Business Solutions.

  • Commercial Insurance
  • Farmers Insurance
  • What is Agriculture Insurance?

    Whether small and independent or a major commercial operation, as a farmer you are exposed to risk. Our Agri policy takes care of your individual needs, and includes covering risks associated with sheds, solar equipment, pivots, vehicles, trucks, GIT, agricultural equipment, industrial equipment, farmers liabilities, electrical equipment, machinery breakdowns, residential buildings, holiday home and many more. It also covers personal insurance requirements for you, the farmer – one of the most important assets of any farming business. 

    As agriculture becomes progressively more sophisticated, so do the complexities of protecting against the risks involved and farmers should rely more heavily on the professional analysis and insight of a trusted broker when it comes to protecting assets.  

    Using a product that combines the personal, business and agricultural insurance needs on a single platform makes sense. Our specialist Agricultural product provides cover for (amongst other things):

    Public liability 

    Legal compensation for liability due to the accidental death or injury of a third party. General liability, property owners’ liability, products liability, animals and spread of fire, with extensions for: warehouseman liability, guesthouses, camping facilities.  

    Livestock and pedigreed animals

    Death of livestock, or pedigreed animals, due to fire, lightning and transit. With pedigreed animals this cover can be extended to include various illnesses and transit. 

    Many other benefits are available. These include (but are not limited to): 

    • Loss of or damage to assets, including farm buildings, machinery, equipment warehouses, offices, production facilities, packing and cooling plants, farm fencing and gates. Guesthouses and game (all risk mortality) can also be added
    • Storage and transportation of livestock and fresh produce (excluding cartage contracting)
    • Vehicles, farm implements and irrigation systems on wheels
    • Loss or damage to personal property (residential buildings, contents, personal effects, computers and cellphones).
  • Marine Insurance
  • Engineering Insurance
  • Guarantees
  • Liabilities
  • Employee Benefits
  • Tourism Insurance