Business Solutions.

  • Commercial Insurance
  • Farmers Insurance
  • Marine Insurance
  • Engineering Insurance
  • Guarantees
  • Liabilities
  • Employee Benefits
  • What is Employee Benefits Cover?

    We’re a specialist group risk underwriter, with a primary focus on providing risk benefits for employers to protect their employees in the workplace.  And, for us, the focus is on offering tailored risk benefit solutions, rather than a one-size-fits-all product.

    What sets us apart?

    It’s about meeting our clients’ needs. This is how we do it…

    1. Risk management approach

    We believe in managing risk, not simply underwriting it. That’s why we take the time to understand a client’s specific needs and craft a relevant solution. We also look to manage and mitigate risk in a proactive way. 

    2. Service & Claims

    Our service levels speak for themselves. When contacting us, you’ll be dealing with people at the coalface. We believe in the importance of paying claims, and paying them as quickly as possible. That’s why we pay valid death and funeral claims within two days, upon receipt of required documentation. Disability claims are assessed and paid within seven days if accepted. We pay income benefit claims monthly, by the 25th of every month. 

    Our benefits include:

    • Death
    • Accidental Death
    • Spouses Death 
    • Lump Sum Disability
    • Accidental Lump Sum Disability 
    • Temporary Disability
    • Permanent Health Insurance (Disability Income)
    • Critical Illness
    • Funeral (Member only or family)
    • Credit Life

    Above all, we aim to be hands on and agile. This means we’re able to anticipate our clients’ needs and respond as quickly as possible – backed by a team of  dedicated and accountable people. 

  • Tourism Insurance